Why use the Best Homeowner Loans website?

  • Competitive interest rates available
  • No upfront costs or hidden fees
  • Borrow £10,000 to £500,000
  • Checking eligibility won't impact your credit score
  • Get your money in as little as 10 days
  • We consider all credit profiles

Is a homeowner loan right for me?

A secured homeowner loan allows you to borrow a lump sum of money against your property. This type of loan you can use for debt consolidation, home improvements, life events, buying a car and much more...

Making you feel at ease with your choices throughout the journey. By searching through a leading panel of lenders and brokers, you are able to find the best loan available to suit your needs. Don’t worry if you have don’t have a perfect credit history, they can help even if you have CCJ’s or defaults.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

About Best Homeowner Loans and why
clients like us

We connect you to the best people

Based on your answers on our form, we connect you to the best advisors and lenders that are able to find loans that meet your requirements.

All brokers are FCA regulated

The advice and options that you will receive regarding your homeowner loan will be from an FCA regulated company meaning there are stricts codes of practice they must adhere to, protecting you the consumer.

You are presented with all of the options

By going direct to a lender, you are limiting your options and rates that you pay on your homeowner loan. The brokers we connect you with have access to the whole of the market and won't limit your options.

Loan Application

Use our online form, answer a few simple qestions and we can match you with an FCA regulated broker that can help find you the best loan available to you.

Fact Find

Once you submit your details, your matched provider will give you a quick call to take some additional detais and run through all your options.

Loan Granted

If you are happy with the loan terms with the lender, with your authority they will carry out the final checks and process your loan.

How it Works

In just a few simple steps you can secure your homeowner loan funds.

Homeowner loans in 4 simple steps

Finding and securing the best loan has been streamlined into four simple
steps, making it simple and effective.

What can you use
a homeowner loan for?

A homeowner loan serves as a flexible financial resource suitable for navigating various transitional circumstances.

Debt Consolidation

Getting out of debt can seem like an impossible task. Consolidating them into a homeowner loan helps you significantly reduce interest and charges and have one single loan to pay off.

Home Improvements

Transforming your home can be expensive. With a Homeowner loan you can get quick access to make those all important home improvments and add value to your home.

Life Events

A homeowner loan can provide financial support for significant life events like buying a home, funding education, or covering medical expenses, offering lower interest rates due to collateral, thus making large expenses more manageable.

Purchases

You've always wanted that dream car, but something always comes up and you are unable to afford it. Or simply you need a new family car to get from A to B. Homeowner loans give you a great solution.

Testimonials

We are proud to connect you with the best advisors and brokers for homeowner loans:

4/5

An easy and very good company to deal with. Very impressed with their professionalism & customer service. ⭐️⭐️⭐️⭐️⭐️

Amin

Very quick and straightforward to complete the online form. Very good service.

Anonymous

Really good experience. Slick website only took few minutes to complete application.

Muhammad Choudhury

Really good experience with Genuine Finance quick & easy website, what more can you ask for. 😀

Akter

Our Frequently Asked Questions

Get answers to some of the questions your may have around homeowner loans

  • I have poor credit can I still apply?

    Yes, you can still apply if you have poor credit. We work with a range of lenders and partners that are able to assist customers with many different circumstances or that may have had issues with credit in the past. Apply today and see how we can help.

  • How much can I borrow with a homeowner loan?

    The amount you can borrow depends on a number of different circumstances including the amount of equity in your home and your credit history. Generally, lenders will cap lending at 100% of your property value (including your existing mortgage).

  • Can I repay my loan early?

    Yes, you can repay your loan early. There may be an early repayment charge that you need to pay so you should contact your lender when you are ready to repay the loan to understand what needs to be paid at that time.

  • What is a Fixed Rate?

    A fixed rate means that the interest rate on your loan will not change for a set period of time, usually up to 5 years. Most rates will change to a variable rate after the fixed rate ends so it is important to understand what the future payments may be.

  • How long will it take to process a secured loan?

    Secured loans will generally complete much quicker than a mortgage and in many cases, you can get your money within 10 days. This is dependant on a number of factors, of which your advisor will discuss with you as part of the process.

  • Are there other options other than a secured loan?

    Yes, remortgaging instead of taking out a second charge loan can be another alternative to secure better interest rates, consolidate debt, or release equity from your property. By carefully considering your options, you can remortgage effectively and potentially secure a better financial arrangement than taking out a second charge loan.

Get a quote for your homeowner
loan today