A secured homeowner loan allows you to borrow a lump sum of money against your property. This type of loan you can use for debt consolidation, home improvements, life events, buying a car and much more...
Making you feel at ease with your choices throughout the journey. By searching through a leading panel of lenders and brokers, you are able to find the best loan available to suit your needs. Don’t worry if you have don’t have a perfect credit history, they can help even if you have CCJ’s or defaults.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Based on your answers on our form, we connect you to the best advisors and lenders that are able to find loans that meet your requirements.
The advice and options that you will receive regarding your homeowner loan will be from an FCA regulated company meaning there are stricts codes of practice they must adhere to, protecting you the consumer.
By going direct to a lender, you are limiting your options and rates that you pay on your homeowner loan. The brokers we connect you with have access to the whole of the market and won't limit your options.
Use our online form, answer a few simple qestions and we can match you with an FCA regulated broker that can help find you the best loan available to you.
Once you submit your details, your matched provider will give you a quick call to take some additional detais and run through all your options.
If you are happy with the loan terms with the lender, with your authority they will carry out the final checks and process your loan.
In just a few simple steps you can secure your homeowner loan funds.
Use our online form, answer a few simple qestions and we can match you with an FCA regulated homeowner loan broker that can help find you the best loan available to you.
Once you submit your details, your matched broker will give you a quick call to take some additional detais and run through all your options.
If you are happy with the loan terms, with your authority they will carry out the final checks and process your loan.
Finding and securing the best loan has been streamlined into four simple
steps, making it simple and
effective.
Take your time and complete your details to tell us about your requirements and desired loan amount.
Based on your answers, we match you with an FCA regulated homeowner loan broker that can source the best homeowner loan for your needs.
Your homeowner loan advisor will present to you all the options available, ready for you to proceed in your own time.
Once you are happy with your selected homeowner loan, the advisor will go through the necessary checks and provide your funds.
A homeowner loan serves as a flexible financial resource suitable for navigating various transitional circumstances.
Getting out of debt can seem like an impossible task. Consolidating them into a homeowner loan helps you significantly reduce interest and charges and have one single loan to pay off.
Transforming your home can be expensive. With a Homeowner loan you can get quick access to make those all important home improvments and add value to your home.
A homeowner loan can provide financial support for significant life events like buying a home, funding education, or covering medical expenses, offering lower interest rates due to collateral, thus making large expenses more manageable.
You've always wanted that dream car, but something always comes up and you are unable to afford it. Or simply you need a new family car to get from A to B. Homeowner loans give you a great solution.
We are proud to connect you with the best advisors and brokers for homeowner loans:
Get answers to some of the questions your may have around homeowner loans
Yes, you can still apply if you have poor credit. We work with a range of lenders and partners that are able to assist customers with many different circumstances or that may have had issues with credit in the past. Apply today and see how we can help.
The amount you can borrow depends on a number of different circumstances including the amount of equity in your home and your credit history. Generally, lenders will cap lending at 100% of your property value (including your existing mortgage).
Yes, you can repay your loan early. There may be an early repayment charge that you need to pay so you should contact your lender when you are ready to repay the loan to understand what needs to be paid at that time.
A fixed rate means that the interest rate on your loan will not change for a set period of time, usually up to 5 years. Most rates will change to a variable rate after the fixed rate ends so it is important to understand what the future payments may be.
Secured loans will generally complete much quicker than a mortgage and in many cases, you can get your money within 10 days. This is dependant on a number of factors, of which your advisor will discuss with you as part of the process.
Yes, remortgaging instead of taking out a second charge loan can be another alternative to secure better interest rates, consolidate debt, or release equity from your property. By carefully considering your options, you can remortgage effectively and potentially secure a better financial arrangement than taking out a second charge loan.